Retirement Income Planning information to help seniors and retirees increase retirement income, reduce senior insurance expense and live better. 401K rollover, IRA distribution, income trusts, social security and life insurance are just some of the topics covered. All information is developed and vetted by seasoned financial advisors and retirement advisors.

• Variable Annuities and the Guaranteed Minimum Payment Rider
  Mon, 5th Jan 2009 12:30 EST
  
  People invest in variable annuities for many reasons including the tax-deferral of earnings, the ability to name beneficiaries and avoid probate, the growth potential of the managed sub-accounts and potentially...
• TIPS to Fight Inflation (or deflation) During Retirement
  Sun, 4th Jan 2009 13:27 EST
  
  Perhaps noments word is scarier to a fixed income investor than inflation – especially for those who depend on the yields from bond investments for their retirement income needs. For...
• Bond Investing for Retirement
  Sat, 3rd Jan 2009 22:32 EST
  
  What Happens to Bondholders When a Company Goes Bankrupt? Seniors and retirees like bond investments because they provide a steady income, diversify a stock portfolio, and are backed by the issuer’s financial strength....
• Non-traditional Mortgages Could Save You Money–or pay you like a Reverse Mortgage
  Fri, 2nd Jan 2009 12:39 EST
  
  Use of nontraditional mortgages has increased among home buyers, according to a Wall Street Journal Online/Harris Interactive poll–could you benefit too? There are four major types of non-traditional mortgages: Interest-only mortgages, which...
• Access Cash Value of Senior Life Insurance
  Wed, 31st Dec 2008 12:14 EST
  
  In retirement you may want access to some or all of the cash in your senior life insurance policy. What are some of the ways to get at it? All cash-value...
• Reduce Your Taxes with Municipal Bond Swaps
  Tue, 30th Dec 2008 13:51 EST
  
  Every year, millions of Americans file their 1040s and end up having to pay taxes; even after all possible deductions have been taken. Many are able to itemize, while others...
• How Early Retirement Impacts your Social Security Benefits
  Mon, 29th Dec 2008 16:52 EST
  
  Thinking about early retirement before you start collecting Social Security Benefits? Doing so won’t reduce the benefit that you accrued before you stopped working—but it could produce a smaller benefit than your estimated...
• Bond Investing with I-Bonds
  Sun, 28th Dec 2008 12:05 EST
  
  If you’re using I-Bonds to protect yourself from inflation, you know it can get tricky. Series I-Bonds are Treasury-backed bonds designed to help protect investors from inflation. Like most Treasury bonds,...
• Social Security Benefits Can You Count On If You Are Married?
  Sat, 27th Dec 2008 16:41 EST
  
  As one spouse of a married couple, you must choose when you will start collecting Social Security benefits. And when you do–whether you will receive Social Security benefits based on...
• Eight Ways to Generate Supplemental Retirement Income without Special Skills
  Mon, 22nd Dec 2008 12:51 EST
  
  Supplemental Retirement Income Idea #1- Are you in pretty good health? The woman that cleans my home is almost 60.  I pay her $140 to clean my home.  It takes her...

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